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Can I Get Loss Insurance on a Replacement Hearing Aid?

Charles R. Stone, AuD

June 17, 2013

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Question

My patient has lost his hearing aid and used the manufacturer’s loss warranty and obtained a replacement.  Can I get loss insurance on his replacement hearing aid?

Answer

With ESCO, yes you can.  Some professionals may think their patients who lost their devices and receive replacements from the manufacturer can’t be covered elsewhere, or wouldn’t qualify, since manufacturers won’t sell them another loss policy.  That is not true with ESCO.  Over a third of our new business right now is from people who have lost their hearing aid(s) and received a replacement from the original manufacturer.

Since ESCO has the ability to separate the coverage’s, patients can get just a Loss & Damage  policy if they have remaining coverage under a warranty from the original manufacturer. ESCO will even prorate the policy if the patient only needs 8 months worth of coverage to coincide with any remaining original warranty expiration date.  In that manner any future policies will have coinciding ending dates.

For more information about ESCO, visit www.earserv.com or the ESCO Expo Page on AudiologyOnline.


charles r stone

Charles R. Stone, AuD

Founder and Executive Chairman, ESCO

Dr. Charles Stone is founder and Executive Chairman of ESCO.


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